Retail strip malls, standalone retail, industrial warehouses, self-storage facilities, auto-mechanic shops, and office buildings — funded up to 90% CLTV, with occupancy rates as low as 70% acceptable.
Our value-based matrix accommodates properties that traditional agency or bank lenders often pass on — including partially leased buildings and specialty-use spaces.
Where many lenders require near-full occupancy, our underwriting matrix accepts properties operating at 70% occupancy, opening the door to value-add and transitional assets.
Qualifying commercial and industrial properties can be funded up to 90% combined loan-to-value, giving investors leverage to acquire or refinance without draining reserves.
No tax returns, no financial statements — underwriting is driven by the appraised value of the asset itself.
Send us your funding request and one of our loan specialists will contact you promptly.
