Single family homes, 1–4 unit properties, multifamily buildings, and condominiums — including Airbnb and short-term rental use — funded up to 90% CLTV, without tax returns, financial statements, or DSCR requirements.
Whether the property is a single door or a stabilized multifamily asset, our underwriting matrix treats the collateral’s value as the driving factor — not the borrower’s income documentation.
Qualifying residential rental properties can be funded up to 90% combined loan-to-value, giving investors room to acquire or refinance without tying up excess capital.
Because underwriting is anchored to appraised value, the file moves faster than a traditional agency loan — no reserves requirement, no DSCR calculation slowing down approval.
Airbnb and other short-term rental strategies are eligible under our residential program — a category many traditional lenders decline outright.
Our loan specialists evaluate the property and the plan, then structure funding around the asset’s value and cash flow potential.
Send us your funding request and one of our loan specialists will contact you promptly.
